Applicant-Wise Loan Security Exposure Report
Applicant-Wise Loan Security Exposure Report in Frappe Lending provides a borrower-level view of collateral exposure. It shows the securities pledged by each applicant along with pledged quantity, current value, and the percentage contribution of each security within the applicant’s total collateral portfolio.
The report helps lenders analyze individual borrower collateral profiles, understand asset distribution, and review diversification of pledged securities.
Did You Know?
Applicant-Wise Loan Security Exposure Report helps lenders evaluate whether a borrower’s collateral portfolio is diversified or dependent on a specific security type.
Accessing Applicant-Wise Loan Security Exposure Report
The Applicant-Wise Loan Security Exposure Report can be accessed from the Reports section in Frappe Lending.
Home > Lending > Reports > Applicant-Wise Loan Security ExposurePurpose of Applicant-Wise Loan Security Exposure Report
The report helps lenders review collateral details for individual borrowers and analyze security-backed exposure.
Key uses include:
- Reviewing borrower-level collateral distribution.
- Tracking pledged securities for each applicant.
- Understanding current collateral value by security type.
- Analyzing diversification of pledged assets.
Information Available in the Report
The report provides applicant-wise security exposure details.
| Field | Description |
|---|---|
| Applicant | Displays the borrower associated with the pledged securities. |
| Security | Shows the collateral or security type pledged by the applicant. |
| Pledged Quantity | Displays the quantity of security pledged against the applicant’s loans. |
| Current Value | Shows the present value of the pledged security based on the latest valuation. |
| Portfolio Share Percentage | Displays the percentage contribution of each security within the applicant’s collateral portfolio. |
Applicant-Level Collateral Analysis
The report helps lenders understand how each applicant’s pledged assets are distributed.
| Analysis Area | Purpose |
|---|---|
| Security Distribution | Shows the different security types pledged by an applicant. |
| Collateral Value | Provides visibility into the current value of pledged assets. |
| Asset Diversification | Helps identify whether collateral exposure is spread across multiple securities. |
Understanding Applicant Security Exposure
The report calculates the contribution of each security within an applicant’s collateral portfolio.
- A higher percentage share indicates greater dependency on a particular security.
- Current value helps assess the available collateral backing for the applicant.
- Pledged quantity provides visibility into the volume of securities held as collateral.
Note
The report focuses on applicant-level collateral exposure, making it useful for borrower-specific risk analysis and security review.
Best Practices
- Review applicant-wise collateral exposure during loan monitoring.
- Analyze security concentration within individual borrower portfolios.
- Verify current security values for accurate collateral assessment.
- Monitor diversification of pledged assets to manage borrower-level risk.
