Loan Security Ledger
Loan Security Ledger in Frappe Lending provides a detailed history of security or collateral movements associated with a loan or applicant. It records pledge and unpledge transactions, allowing users to track how securities are assigned, released, and maintained over time.
The report helps lenders monitor collateral activity by displaying transaction dates, security details, quantities, and linked loan information. When a specific security is selected, the report can also show the running balance quantity.
Did You Know?
Loan Security Ledger helps lenders verify current pledged quantities by maintaining a complete record of collateral movements.
Accessing Loan Security Ledger
The Loan Security Ledger report can be accessed from the Reports section in Frappe Lending.
Home > Lending > Reports > Loan Security LedgerPurpose of Loan Security Ledger
The report helps users track and validate collateral-related activities throughout the loan lifecycle.
Key uses include:
- Reviewing security pledge and release history.
- Tracking collateral movement against loans.
- Validating currently pledged security quantities.
- Reconciling security records for applicants and loans.
Security Transactions Covered
The report records different security movement activities, including:
| Transaction Type | Description |
|---|---|
| Pledge | Records securities assigned or pledged against a loan. |
| Unpledge | Records securities released from the loan after approval or completion of requirements. |
Information Available in the Report
The Loan Security Ledger displays important collateral movement details.
| Field | Description |
|---|---|
| Date | Displays the date on which the security movement transaction occurred. |
| Security | Shows the security or collateral involved in the transaction. |
| Quantity | Displays the quantity of security pledged or released. |
| Loan | Shows the loan associated with the security transaction. |
| Running Balance Quantity | Displays the remaining security quantity after each transaction when a specific security is selected. |
Collateral Movement Tracking
The report provides a chronological view of security changes.
| Activity | Impact on Security Balance |
|---|---|
| Security Pledge | Increases the pledged security quantity linked with the loan. |
| Security Unpledge | Reduces the available pledged security quantity. |
Report Filtering
Users can filter the report based on loan, applicant, or specific security details to analyze collateral movements.
Filtering helps with:
- Reviewing security history for a particular loan.
- Checking applicant-level collateral activity.
- Validating current pledged quantities.
- Investigating differences in security records.
Note
Selecting a specific security allows users to view its running balance quantity across pledge and unpledge transactions.
Best Practices
- Review security ledger entries regularly for accurate collateral tracking.
- Verify pledge and unpledge quantities during security reconciliation.
- Use security-wise filtering to validate current pledged balances.
- Maintain updated security records throughout the loan lifecycle.
