Loan Security Exposure Report
Loan Security Exposure Report in Frappe Lending provides a company-level view of collateral concentration across different securities. It helps lenders analyze how much of their loan portfolio is backed by each security type.
The report displays pledged quantities, latest security prices, current collateral values, portfolio contribution percentages, and the number of applicants associated with each security. This helps lenders identify concentration risks and evaluate collateral exposure.
Did You Know?
Loan Security Exposure Report helps lenders understand dependency on specific collateral types and monitor concentration risk across the lending portfolio.
Accessing Loan Security Exposure Report
The Loan Security Exposure Report can be accessed from the Reports section in Frappe Lending.
Home > Lending > Reports > Loan Security ExposurePurpose of Loan Security Exposure Report
The report helps lenders analyze collateral distribution and assess security-backed exposure across the loan portfolio.
Key uses include:
- Monitoring collateral concentration by security type.
- Understanding the current value of pledged securities.
- Identifying portfolio dependency on specific securities.
- Reviewing applicant exposure against different collateral types.
Information Available in the Report
The report provides security-wise collateral exposure details.
| Field | Description |
|---|---|
| Security | Displays the security or collateral type associated with the loan portfolio. |
| Total Pledged Quantity | Shows the total quantity of the security currently pledged against loans. |
| Latest Price | Displays the latest available price or valuation of the security. |
| Current Value | Shows the current value of the pledged security based on quantity and latest price. |
| Portfolio Share Percentage | Displays the percentage contribution of the security value within the overall collateral portfolio. |
| Pledged Applicant Count | Shows the number of applicants who have pledged the respective security. |
Collateral Concentration Analysis
The report helps lenders identify concentration patterns by showing how much of the portfolio relies on individual security types.
| Analysis Area | Purpose |
|---|---|
| Security Distribution | Shows how pledged collateral is distributed across different security types. |
| Portfolio Share | Highlights the contribution of each security to the total collateral value. |
| Applicant Exposure | Shows the number of borrowers associated with each security type. |
Understanding Security Exposure
The report calculates collateral exposure based on the quantity of pledged securities and their latest available valuation.
- Higher portfolio share percentages indicate greater dependency on a particular security type.
- Current value provides visibility into the total collateral backing the loan portfolio.
- Pledged applicant count helps assess how widely a security is used across borrowers.
Note
Loan Security Exposure Report is useful for monitoring collateral concentration and supporting risk assessment decisions.
Best Practices
- Review security concentration regularly to identify portfolio risks.
- Monitor changes in security values that impact collateral exposure.
- Analyze portfolio share percentages for risk diversification.
- Review pledged applicant counts to understand security dependency.
